Here are five of the most common auto insurance scams — and some practical advice on how you can do your best to avoid them. You don’t have to worry about collecting sales tax if your business operates in one of the five states without it: Alaska, Delaware, Montana, New Hampshire and Oregon. Iowa Sunday Sales Permit — Traditionally, many U.S. Register for a Business Permit for Tax Purposes — All new businesses must register with the Iowa Department of Revenue to be able to collect a 6-percent sales tax from customers (then pay it to the state) and to withhold payroll taxes from employee paychecks. Register as an Employer with Iowa Workforce Development — All businesses with employees need to register all new hires with the state and to make quarterly contributions to their unemployment insurance. This is where most of the permits and licenses need to be obtained for a restaurant and bar in Iowa. Iowa Outdoor Service Permit — In Iowa, any restaurant or bar that wants to serve alcohol in an outdoor area like a back patio or adjacent beer garden needs to secure a separate permit. If you and your business partner want to operate under a trade name like the «Iowa Beer Company» instead of your given names, you will need to register the trade name with the Polk County Recorders Office.
And if another driver is threatening legal action against you, you’ll probably need to get a lawyer of your own. Many insurance companies have time limits on when a claim can be filed, so get on it right away. After registering online, you’ll need to contact your insurance company to make a claim and report your loss of damage. A life insurance claim need not be denied for bad faith insurance practices to have affected you. For a more detailed explanation, see our How long does a home insurance claim take? While diseases usually aren’t created by these conditions, they are more easily transferred (most diseases spread through water more readily than they move through the air). Ice caps are melting, sea levels are rising, and extreme heat and other weather-related events are happening more frequently. For example, all restaurant licenses in Iowa are issued by the state, but so many people live in Cook County, Illinois (home to Chicago), that the county has its own Department of public adjuster for insurance claim Health that issues restaurant licenses and conducts periodic inspections. To learn the exact licensing requirements of your state, go to your state’s main government website — find the links here — and search for «business license,» or consult this handy state-by-state business license resource assembled by Fundera.
If the state government can’t tell you the specific licensing requirements for your city or county, you’ll have to search for «business licenses» on local government websites. The city’s landscape department established the Plantation Landscaping Award for Nurturing our Town (PLANT) awards in 1984, developed as part of the Tree City USA program to reward outstanding landscaping and maintenance. While the car wreck was probably traumatic and difficult enough, the hardest part often comes after. Renters insurance can help to cover certain costs you incur while (and because) you can’t live in your rental home. This education credit, which is nonrefundable, can help pay for up to $2,000 of the cost of education or training for you, a spouse, a child or a dependent. If you have filed a life insurance claim and have been denied, or think you might be denied, we may be able to help you. According to data compiled by Westlaw Edge’s Litigation Analytics (a property of Thomson Reuters), fewer than 1% of personal injury cases filed in federal court from 2019 to 2023 went all the way to a jury verdict. Some policies are written in ways that justify undervaluing your claim, especially when it involves property damage.
Public insurance adjusters are licensed by the Division of Insurance (DOI). Get an attorney before you even talk to the other person’s insurance company. After all, you want to get this resolved quickly and correctly so you can get on with your life, right? Also, remember you have the right to send your car to any repair shop of your choosing. If so, you need to see a doctor right away. In the United States, businesses of all shapes and sizes need to apply for certain permits and licenses to legally do business, everything from a home-based hair salon to a local chain of fast-food restaurants. But well before you can open the doors to the public, there are a number of business licenses and permits you’ll need to secure. Are electric cars safe in accidents? Insurance companies also end up paying out millions of dollars each year to settle claims that aren’t real, but easy to float due to the after-the-fact reporting nature of car accidents.